In Gujarat, a rise in fraud claims means you pay more for insurance

[IndiaInsurance]

The claim ratio -claim paid by a company divided by total premium collected -is at about 130-140% for Gujarat, while it is 60-70% for the rest of the country.

More... (http://economictimes.indiatimes.com/wealth/insure/in-gujarat-a-rise-in-fraud-claims-means-you-pay-more-for-insurance/articleshow/54730435.cms)