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  1. Three changes in health insurance from Oct 1 that will help policy holders

    https://img.etimg.com/photo/76770101.cmsThe provisions of these guidelines shall apply to new health insurance products filed on or after October 1, 2020, while for existing health insurance products...
  2. Insurers can offer Arogya Sanjeevani Policy for sum insured above Rs 5 lakh: IRDAI

    You can pay the policy premium either annually, half-yearly, quarterly or in monthly mode. There will be uniformity in premium pricing. No geographic location/ zone-based pricing is allowed.
    ...
  3. Should you buy term life insurance with staggered payout option in case of death?

    Term insurance plans offer the staggered payout option instead of lump-sum payout in the event of the death of the insured person. However, such payout options offer low returns. When should you opt...
  4. IRDAI allows insurers to offer short-term health policies for coronavirus treatment

    https://img.etimg.com/photo/76532401.cmsShort term health policy means any health insurance policy contract which has been issued for a policy term of less than 12 months. However, a policy term...
  5. How to choose the right car insurance policy in India

    Insurance companies in India offer a plethora of car insurance plans that cater to the specific needs of the buyers, but choosing the right policy can be challenging. In India, insurance companies...
  6. This indemnity-based coronavirus health insurance covers PPE cost. Should you buy?

    This will be a standard health policy which will provide coverage of up to Rs 5 lakh for hospitalisation expenses related to Covid-19. The policy will cover consumables such as PPE Kit, gloves, mask...
  7. Can you buy health insurance cover for mental illnesses?

    14.2 percentage of the total population of the country suffering from mental disorders of varying intensity, as of 2017. This is 197.3 million people or one in seven persons. However, the question is...
  8. Top-up vs new health insurance policy: Which one should you choose?

    The Covid crisis has been an eye-opener for policyholders, actual and potential, as the average hospitalisation cost could range anywhere between Rs 10-15 lakh. What route should you go to increase...
  9. How much and what type of health insurance policy you need for different life stages

    The need for health insurance changes from youth to old age depending on one’s lifestyle and genetics. ET Wealth tells you how much and what type of health plans you should have as protection against...
  10. Does your motor insurance policy cover damage during riots?

    The motor insurance policy document always mentions the coverage, exclusions and exceptions in the terms and conditions. The amount of reimbursement of damage cost that you are entitled to at the...
  11. ICICI Lombard adds home healthcare, NCB benefit for coronavirus claims to existing insurance covers

    Home care is convenient and an alternative mode to hospital care. This service is based on the individual's needs as prescribed by his or her treating doctor. The service includes remote monitoring...
  12. I have pre-existing diseases. Should I buy health insurance for my spouse and myself separately?

    Health insurance pricing usually is based on age, and not pre-existing conditions. Buying a floater policy will mean for the same price, you will get higher coverage and risk is spread across two...
  13. Will Standard Individual Benefit Based Coronavirus Health Insurance policy help you?

    The cover will be a benefit-based product offering a 100% lumpsum if a policyholder tests positive.

    More...
  14. Telemedicine to be covered under health insurance policy amid coronavirus outbreak: IRDAI

    This move brings relief to medical insurance policyholders who may prefer to consult medical practitioners online or telephonically to avoid going out of their homes or if they are in quarantine...
  15. National Insurance health policy: What coronavirus treatment is covered?

    While in the midst of a pandemic like this, having the right health cover and the right amount of coverage becomes all the more important. Do you know if your policy covers the treatment of...
  16. Your insurance may not pay for significant part of hospital treatment for coronavirus

    Consumables in health insurance parlance refer to single-use items that are frequently used in medical treatments or procedures. These are considered non-medical items and hence, are not payable...
  17. View Post

    India’s insurance regulator has withdrawn all long-term packaged third-party and own-damage policies that insured cars for three years and two-wheelers for five years, arguing that these covers were...
  18. Tata AIG's new usage-based motor insurance can help save premium

    The usage-based insurance (UBI) private car policy for car owners is launched under the IRDAI’s Regulatory Sandbox regulations. It is personalized, affordable and offers a customized solution towards...
  19. BSE EBIX Insurance Broking announces beta launch of health insurance products on its platform

    BSE wants to leverage its world-class technology and expertise in transaction processing and risk management in insurance distribution. It will also help insurers expand their customer base through...
  20. Aegon Life launches 1-year term insurance with COVID-19 cover. How to buy using the Flipkart app

    This launch is aimed to provide Flipkart customers with a comprehensive insurance cover against COVID, that can be availed on the Flipkart app along with the base life insurance plan. Customers up...
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