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Type: Posts; User: IndiaInsurance

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  1. 8 major death cases which are not covered in term life insurance

    Death due to any condition that existed while availing the term insurance policy will not be settled by the insurer.

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  2. Suicide is covered under life insurance: All you need to know

    You must check the policy terms and conditions carefully to see if there is any provision excluding suicide coverage in the policy.

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  3. Viewpoint | Avoid term insurance plans that offer to return your premiums

    Just purchase a simple term plan and invest the excess difference amount *in PPF, equity funds, etc.

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  4. Think ULIPs can beat mutual funds after LTCG tax? Here's the winner

    The LTCG tax on stocks and equity funds has restarted the fight between these two arch rivals. Find out how these instruments score on key parameters.

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  5. Ulips vs mutual funds: Which will give you better returns?

    Unlike MFs, Ulips are not very widely tracked. Here are the best performing Ulip funds and a comparison with the returns of mutual fund categories.

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  6. Seven 'reformed' Ulips with the lowest charges

    The new online Ulips have significantly low charges and additional benefits. ET Wealth looks at some of the cheapest plans available in the market.

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  7. 5 parameters to consider before buying a Ulip

    These five parameters will help you identify the best unit-linked insurance policy to invest for your long-term financial goals.

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  8. How to extend your travel policy online

    Here's how to extend your travel policy online when the duration of the stay is extended.

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  9. Unwanted endowment policy: Should you surrender or convert to paid-up?

    With tax-saving deadline bearing down on investors and offers of insurance-cum-investment policies pouring in, most buy traditional endowment plans.

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  10. What factors to look at while choosing a suitable online term insurance plan?

    Go for an online term insurance plan that offers the widest range of benefits at an affordable price.

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  11. Here's what to do with an endowment policy that is proving to be a drain

    With the tax-saving deadline bearing down on them and offers of insurance-cum-investment policies pouring in, most investors succumb and buy traditional endowment plans.

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  12. Step by Step guide to choosing the perfect term plan

    When we are young, we don't think about death as something we need to plan for or even deal with.

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  13. The single most important, thoughtful thing you can do for your family

    A plain-vanilla term insurance plan guarantees a significant payout in the event of the policy holder’s death during the policy’s tenure.

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  14. How well does your seller understand your life insurance needs?

    Here is a checklist for you to evaluate whether your seller understands your needs well enough to make a difference to your larger goal of financial protection.

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  15. Jeevan Saral: Why you must evaluate endowment plans very carefully

    A PIL was recently filed against LIC by investors in the Jeevan Saral plan. Here’s a look at how such endowment policies work.

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  16. 7 ways how life insurance policies are set to change

    The regulator has announced new rules for life insurance policies. Find out how this will affect buyers.

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  17. New life insurance policy rules: Here#39;s how they impact you

    There have also been some changes in the minimum sum assured of linked and non-linked products.

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  18. MobiKwik & Chola MS offer Rs 1 lakh accident cover at Rs 20 premium

    The product can be purchased on the Mobikwik app, which claims around 110 million users.

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  19. Steps to follow while buying health cover for your parents

    Having a health insurance plan for your senior citizen parents will save you from the horrors of running out of money or arranging funds when unplanned medical expenses strike.*

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  20. Can standalone OD car insurance policy remain valid if third-party insurance expires earlier?

    What if the new vehicle owner does not renew the standalone OD policy on expiry of the previous 1-year OD policy but buys a new OD policy after a time gap?

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