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  1. Force majeure clause won't apply to coronavirus death claims in life insurance policies

    https://img.etimg.com/photo/75004294.cmsThe Council also confirmed that the clause of ‘Force Majeure’ will not apply in case of COVID-19 death claims. This step was taken to reassure customers who...
  2. Coronavirus testing, treatment free for Ayushman Bharat beneficiaries at pvt labs, empanelled hospit

    https://www.moneycontrol.com/news_image_files/2020/200x200/a/ayushman-bharat-coronavirus_200.jpg The NHA, which implements the national health insurance scheme, said this will strengthen the...
  3. 'Arogya Sanjeevani' insurance policy to cover Covid-19

    Customers have the option of taking coverage of up to Rs 5 lakh — in which case the rough cost is about Rs 5,000 (there are a few insurance companies pricing it a few hundred rupees above this).
    ...
  4. Cost of term insurance likely to increase soon

    An insurer generally works on a concept where they create a fund through premiums (paid by all their policyholders) and pay the insurance claims of those policy holders who die each year, from this...
  5. COVID-19: Do health policies cover tests done at private labs?

    https://www.moneycontrol.com/news_image_files/2020/200x200/C/Covid_Bosch_200.jpg Not all such tests will be covered by your health insurance

    More...
  6. Coronavirus health insurance policies: 5 things to keep in mind

    Coronavirus-specific insurance policies are being launched by insurers. Here are important points to know about the coverage and conditions.

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  7. Star Health's coronavirus insurance policy: No travel history exclusions but low sum assured

    The policy, Star Novel Coronavirus, will even cover those with international travel history. However, the sum assured of Rs 42, 000, that the insurance cover offers appears low, especially for...
  8. Edelweiss General Insurance to cover quarantined patients under policy cover of coronavirus

    "We have decided to cover hospitalization for not only those who have a confirmed diagnosis but also those who have been quarantined in specific facilities identified by the government," the insurer...
  9. Partial withdrawal from life insurance policy reduces sum assured

    You have to be at least 18 years of age to make a partial withdrawal. You are allowed to partially withdraw money only after the completion of 5 policy years and also only if all due premiums have...
  10. Do you really need family health insurance of Rs 1 crore?

    Having a higher cover is good but also be mindful of the fact that it costs money (premium), especially when you have a set household budget and your pocket doesn't allow you to make discretionary...
  11. Good news for health policyholders: Key medical necessities proposed to be fully payable

    Claims payable could be higher, settlement process smoother for policyholders

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  12. IRDAI draft: Health claim settlement disputes to come down soon

    Claims payable could be higher, settlement process smoother for policyholders

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  13. View Post

    As per a leading survey, only one out of five life insurance holders have term insurance in urban India.

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  14. Coronavirus health cover available but yet to kick in

    The need for insurance against coronavirus will arise where public healthcare is unable to cope or the government refers cases to private hospitals. Until then, testing for the virus, treatment and...
  15. Are deaths due to coronavirus covered by life insurance policies?

    It is reasonable to assume that a global health crisis like the coronavirus would have some impact on your life insurance policy acceptance and premiums, if you are currently in the application...
  16. IRDAI proposes to restrict proportionate deduction in health insurance claims to help policyholders

    In most health insurance policies, if the rent of the room taken by the insured exceeds the rent covered in the policy, then the hospital bill is not reimbursed fully. The insurer subjects the bill...
  17. The Coronavirus pandemic: Know what your health, travel policies will cover

    Despite the pandemic tag, any hospitalisation expenses incurred by policyholders will be covered. Existing travel policyholders’ claims will be paid too

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  18. Your health insurance policy might not cover coronavirus in these situations

    Some policies won't cover treatment of COVID-19 if it's declared a pandemic/epidemic.

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  19. Should you buy Coronavirus insurance policy from Digit?

    The policy does not cover pre-existing disease. You can avail this policy only if you are not suffering from any respiratory-related symptoms like severe cough, respiratory diseases, breathlessness...
  20. Coronavirus impact: Insurers see marked jump in inquiries for health policies

    Queries on new policies have increased up to 40% since fresh cases of the virus were detected in Delhi and Agra. But the impact on pricing for new policies will be negligible as actuarial models...
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