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Type: Posts; User: IndiaInsurance

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  1. Regulatory Sandbox: Innovative health and motor insurance products on the anvil

    https://www.moneycontrol.com/news_image_files/2017/200x200/h/health-insurance-indian-currency-note-1280X720_200.jpg General insurers are set to launch several limited-period products. Read on to find...
  2. How to decide life insurance policy term

    You must ensure that you maximise the amount that you contributes towards building the retirement corpus. This will allow you to take a considered view, as to when your dependents will cease to be...
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    Lens on motor covers may aid buyers

    Insurance company officials say that fining brokers for dealing with select companies could now open up the business for two dozen companies. Customers could benefit if upstart companies start...
  4. How to select the right life insurance policy

    Personal accident insurance will cover the loss of income in case an accident leads to temporary disability or inability to work. Life insurance provides protection, but only in case of death, though...
  5. 10 things to know about the standard health insurance policy an insurer has to offer

    According to IRDAI, the policy will be named as Arogya Sanjeevani Policy, succeeded by the name of the insurance company. The regulator said, no other name is allowed in any of the documents.
    ...
  6. IRDAI issues guidelines to standardise insurance products

    Read the reporters take...

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  7. IRDAI makes it easier for you to port to a different insurer. Here's why

    "Portability" means, the right accorded to individual health insurance policyholders to transfer the credit gained for pre-existing conditions and time-bound exclusions, from one insurer to another...
  8. Simply Save podcast | Invest smartly in 2020: Tips to grow your money

    Find out about the changes brought out in the sector and how investors can tread cautiously and ensure their savings grow

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  9. How health insurance has changed during the year 2019

    There has been a consistent effort to standardise health insurance definitions through various regulatory amendments. The industry is experimenting with innovative ways to offer insurance in the form...
  10. Explainer| The third party administrator in health insurance

    A TPAA acts as an intermediary between the insurance company and the policyholder

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  11. Life Insurance: What has changed during the year and how it affects you

    IRDAI has further simplified both traditional and ULIP products offered by life insurers.

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  12. Health insurance wrap 2019: How policies were streamlined during the year

    IRDA instructed insurance companies to include a standard list of exclusions and mandated the code number of each exclusion to be mentioned at the time of claim rejection.

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  13. Life Insurance wrap 2019: Regulator IRDA steps in to enhance product features, makes them customer-f

    Though the changes have been announced, clarifications on the taxation limits need clarity from the 2020 Union Budget.

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  14. How to use NCB of old car insurance to reduce new car policy premium

    The No Claim Bonus (NCB) is given to the policy owner and not to the insured vehicle. Therefore, the NCB cannot be passed on to another name. However, you can use the retained NCB (certificate is...
  15. 10 changes IRDAI has proposed in 2019 to make motor insurance a simpler product

    This year, a separate third-party insurance category for electric vehicles (EVs) was issued. Further, to increase the sale of EVs, the third-party motor insurance premium for electric vehicles are...
  16. IRDAI allows policyholder to choose their own health insurance TPA

    TPAs (Third-Party Administrator) help you (the insured) process your health insurance claim using various hospital bills and documents. However, they are not responsible for claims rejection or...
  17. Leaving the nest to study abroad is hard. Student Travel Insurance a must.

    With over 5 million students studying outside their native country across the globe, Indians make for a huge proportion of these statistics.

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  18. Have too many life insurance policies? Here's how you can evaluate them

    Insurance is primarily a protection against unexpected loss in the value of an asset or the income it can generate. Therefore, the simplest way to evaluate is to ask what you are paying and what you...
  19. Don't have money in your bank account to pay LIC premium? You can use your credit card

    Now, for those who are short of cash, they can opt to pay their Life Insurance Corp. of India (LIC) policy premiums using their credit card. This is especially useful for those last-minute tax-savers...
  20. Six ways your motor insurance policy is set to change. Here's how it could affect you

    The Insurance Regulatory and Development Authority of India has released draft rules to revisit the current own damage product structure of motor insurance policies. Here are six key changes that you...
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