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  1. Term cover costs set to go up as reinsurers hike life rates

    https://img.etimg.com/photo/81083426.cmsAccording to insurance distributors, some companies have indicated that rates will go up from April 2021, when the new reinsurance contracts come into force....
  2. Latest life insurance claim settlement ratio of companies in 2021

    One should not only look at the number of claims settled, but while buying an insurance policy, one should also check the benefit amount that the life insurer has settled. A life insurance company...
  3. Bharti AXA General Insurance launches of Health AdvantEDGE: All you need to know

    According to a press release by Bharti AXA General Insurance, "Health AdvantEDGE is one of the few healthcare products that offer comprehensive wellness benefits as a key differentiator in the...
  4. Health insurance to see higher double-digits growth in medium term: Report

    During FY15-FY20, the segment expanded by a compound annual growth rate (CAGR) of 20 percent.

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  5. ICICI Lombard: Premium growth recovering, lower claims boost profits

    While the overall premium growth in FY22 is expected to be higher, the merger with Bharti AXA will put pressure on ICICI Lombard#39;s FY22 financials

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  6. How SBI Life and HDFC Life differed in December quarter

    SBI Life saw strong growth in protection revenue while HDFC Life calibrated the business fearing heightened risks due to COVID-19 pandemic

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  7. 4 reasons why health insurance saw a big jump in demand in last 10 months: Policybazaar

    Policy bazaar said that it has sold 10 lakh insurance policies between April-Dec 2020. Over these nine months, it said that it has sold 4 lakh health insurance policies amounting to a total sum...
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    What is insurable interest?

    Insurable interest in the property or life is the basis of insurance policies. The essential thing is that there must be some property, right, life or potential liability capable of being insured.
    ...
  9. 7 reasons why your insurer is making you bear hefty medical bills

    Some hospitals may charge more for expenses that are not a part of your health insurance policy. Thus, insurers may only settle claims based on predefined rates, as recommended by the General...
  10. Your opportunity to invest in Health, Wealth and Life cover, under one single plan

    Tata AIA's Param Rakshak Plus is a comprehensive plan that not only offers life insurance cover till age 100 but also provides Hospital Care as well as Critical Care benefits. It also offers return...
  11. IRDAI asks insurers to settle claims as per cashless agreements with hospitals, policy terms

    Insurers can take GI Council and state government-prescribed rates into account while entering into cashless agreements with hospitals

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  12. Covid survivors, if unfit after 3 months, may not get life insurance cover

    Lakhs of people, who survived Covid-19, are expected to deal with long-term medical issues like heart, kidney and lung damage, especially those who were hospitalised for four weeks or above, after...
  13. What is the process of reactivating lapsed life insurance policy?

    Not paying life insurance policy premiums on time can lead to the policy being lapsed. This would lead to the termination of benefits and coverage of the policy. Follow the process below to...
  14. How health insurance has changed due to coronavirus crisis

    Shambhavi Mehrotra of ET Online interacts with Tarun Mathur, CBO, Policybazaar.com, to understand the changes that IRDAI has brought in to the health insurance segment against the backdrop of and to...
  15. Why your premium on life insurance plans varies across insurers

    The premium that a policyholder pays when buying a life insurance policy depends on many factors. This premium also varies across insurers. Here's how insurers calculate and arrive at this amount and...
  16. India's life insurance industry seek tax break on protection policies

    The Life Insurance Council is lobbying for a lower rate of GST ahead of the union budget, from the current 18% to the 5% slab for protection-based services, arguing that it is not a luxury...
  17. Covid survivors who buy new insurance cover face exclusions

    People who have survived Covid-19 may face certain challenges in health insurance claims in the future, if their ailments are linked to the infection. It may be categorised as pre-existing.

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  18. Bet on these 5 picks from insurance and asset management sectors for 2021

    We continue to believe that the AUM growth story remains intact with the benefit of MTM gains more than compensating for the stressed inflows.

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  19. Twenty years of private insurance: How the industry has shaped up

    Come 2020, she is selling lakhs of insurance policies at the tap of an app on mobile phones and all it takes is a few minutes to mail the policy document instead of weeks of wait for the policy to...
  20. Pandemic pushes sales of Rs 1 crore health insurance covers

    There has been high claims experience from the Rs 1-25 lakh segment. So premium rates shot up 50-100% there. And since the Rs 25 lakh -1 crore segment is fairly new, premium rates are low — an...
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