Welcome to our forums...

If this is your first visit, be sure to check out the FAQ by clicking the link above. You may have to register before you can post: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below.


Search:

Type: Posts; User: IndiaInsurance

Page 1 of 5 1 2 3 4

Search: Search took 0.07 seconds.

  1. Leaving the nest to study abroad is hard. Student Travel Insurance a must.

    With over 5 million students studying outside their native country across the globe, Indians make for a huge proportion of these statistics.

    More...
  2. IRDAI allows policyholder to choose their own health insurance TPA

    TPAs (Third-Party Administrator) help you (the insured) process your health insurance claim using various hospital bills and documents. However, they are not responsible for claims rejection or...
  3. Have too many life insurance policies? Here's how you can evaluate them

    Insurance is primarily a protection against unexpected loss in the value of an asset or the income it can generate. Therefore, the simplest way to evaluate is to ask what you are paying and what you...
  4. Don't have money in your bank account to pay LIC premium? You can use your credit card

    Now, for those who are short of cash, they can opt to pay their Life Insurance Corp. of India (LIC) policy premiums using their credit card. This is especially useful for those last-minute tax-savers...
  5. Six ways your motor insurance policy is set to change. Here's how it could affect you

    The Insurance Regulatory and Development Authority of India has released draft rules to revisit the current own damage product structure of motor insurance policies. Here are six key changes that you...
  6. No depreciation for cars up to 3 yrs, sum insured based on on-road price: IRDAI proposal

    The Working Group made various recommendations, after which it has been decided to work on the product design and draw up the proposed policy wordings, including the terms and conditions in plain...
  7. Buying life insurance policy? Here's why you should wait till December 1

    If your agent is asking you to buy a life insurance policy before November 30, there might be a good reason that you evaluate your needs before buying. This is because, from December 1, Irdai's...
  8. How and where to check death claim settlement ratio of life insurers

    Life insurers are required to show the details of individual and group death claims ratio on their websites separately. If they are showing a death claim ratio by clubbing the data for individual and...
  9. Why you should surrender endowment life insurance policies

    https://img.etimg.com/photo/72081412.cmsSurrendering a policy would mean that a portion of the premium already paid will be refunded to you. Since policies have been in force for some time, you would...
  10. What is term insurance with a monthly payout?

    https://img.etimg.com/photo/72081506.cmsThe term insurance with a monthly payout is particularly useful for families with limited financial exposure where there is a possibility of the lumpsum amount...
  11. Replies
    0
    Views
    1,586

    How health insurance claims get paid

    Most people buy indemnity cover, commonly known as mediclaim. There are primarily two ways in which an indemnity type health insurance claim gets paid- cashless service at a hospital or reimbursement...
  12. Not insuring your car keys can cost you heavily now

    If you have a car with remote-key/keyless FOB, taking insurance cover for your car keys becomes important. A car key insurance add-on in your policy covers the cost of replacing complete key lockset...
  13. Insurance company can reject claim for stolen car if you don't have all keys

    https://img.etimg.com/photo/72002929.cmsTo avoid getting your insurance claim rejected, you must keep both car keys handy at the time of making the claim. However, insurance regulator IRDAI has not...
  14. Are independent health insurance covers for seniors unaffordable? Here's what experts say

    Health insurance plans for senior citizens have become unaffordable after steep premium hikes. There have been cases of the premium being increased by 400% and those where the premium exceeded...
  15. Diabetes health insurance is expensive. Here's a 4-point guide to manage related costs

    Diabetes-specific plans are expensive. The downside of generic health plans is the longer waiting period. Besides the price it exacts on your health, diabetes also places enormous strain on finances....
  16. 5 important points to remember while reading policy benefit illustration

    The rates of return mentioned in the benefit illustration are not the upper or lower limits of what you may get in reality. You may get even higher gross yield of more than 8 percent per annum or...
  17. How should I manage multiple health insurance policies after retirement?

    If you feel your current health policy does not provide enough cover, you can port your policy to a different insurer. If your son and his family are living abroad, there is no point covering them...
  18. How to understand and read benefit illustration before buying a life insurance policy

    In a benefit illustration, gross yield is calculated as a percentage (8 percent and 4 percent) based on the portion of premium invested on a year-on-year basis and the net yield is calculated as a...
  19. Why understanding benefit illustration is important when buying life insurance?

    A life insurance benefit illustration (BI) is a set of projections, prepared by the actuaries of the insurance company. The BI basically shows how your (policyholders') insurance policy fund/money...
  20. Understanding the importance of health insurance needs

    Since the rising medical costs and inflation can burn a hole in your pocket, if you are insured, a health insurance policy can pay for your treatment and offer benefits such as cashless...
Results 1 to 20 of 100
Page 1 of 5 1 2 3 4