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Insurers can take GI Council and state government-prescribed rates into account while entering into cashless agreements with hospitals

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Lakhs of people, who survived Covid-19, are expected to deal with long-term medical issues like heart, kidney and lung damage, especially those who were hospitalised for four weeks or above, after...

Not paying life insurance policy premiums on time can lead to the policy being lapsed. This would lead to the termination of benefits and coverage of the policy. Follow the process below to...

Shambhavi Mehrotra of ET Online interacts with Tarun Mathur, CBO, Policybazaar.com, to understand the changes that IRDAI has brought in to the health insurance segment against the backdrop of and to...

The premium that a policyholder pays when buying a life insurance policy depends on many factors. This premium also varies across insurers. Here's how insurers calculate and arrive at this amount and...

The Life Insurance Council is lobbying for a lower rate of GST ahead of the union budget, from the current 18% to the 5% slab for protection-based services, arguing that it is not a luxury...

People who have survived Covid-19 may face certain challenges in health insurance claims in the future, if their ailments are linked to the infection. It may be categorised as pre-existing.

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We continue to believe that the AUM growth story remains intact with the benefit of MTM gains more than compensating for the stressed inflows.

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Come 2020, she is selling lakhs of insurance policies at the tap of an app on mobile phones and all it takes is a few minutes to mail the policy document instead of weeks of wait for the policy to...

There has been high claims experience from the Rs 1-25 lakh segment. So premium rates shot up 50-100% there. And since the Rs 25 lakh -1 crore segment is fairly new, premium rates are low — an...

Investors who lost their nerve in March and exited, turned their temporary losses into permanent ones

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If you have not taken adequate life insurance, you are putting the future of your dependants at risk. The life insurance cover should be big enough to generate income that can take care of the...

Pet insurance, a thriving industry abroad, is also beginning to take off in India. Given the rising cost of purchase, grooming and medical care for pets, it may be time to cover the risks. Read to...

With rising cost of healthcare, especially related to critical illnesses, having enough insurance cover is crucial. This is where critical illness insurance comes in. You can buy a critical illness...

The term protection market in the life insurance industry is set to heat up with insurers readying to launch Saral — a standard term policy that has been designed by the regulator, where insurers are...

If you are considering buying a health insurance policy to cover the medical expenses of your loved ones and yourself, one option that you have is a family floater plan. Will this suffice? What...

Shambhavi Mehrotra of ET Online interacts with Kapil Mehta, Cofounder, SecureNow Insurance to help policyholders understand how claim settlement works while buying health insurance and key factors to...

In the context of World Mental Health Day on October 10, Shambhavi Mehrotra of ET Online interacts with Kapil Mehta, Cofounder, SecureNow Insurance to help policyholders understand the process of...

The Corona Rakshak policy is a benefit-based health insurance plan. The policy is issued for very short-term and will remain valid until March 31, 2021, as per IRDAI's guidelines. Policyholders must...

Most people opting for EMI mode are new-to-insurance customers. “As high as 40-45% in the EMI segment are first-time buyers. About 40% opt for health coverage of Rs 5-10 lakh, and another 40% opt for...