IndiaInsurance
6th July 2011, 08:23 AM
When you submit your proposal form to the insurer, that is your offer; the insurer may accept the same or make a counter offer with some modifications.
More... (http://economictimes.indiatimes.com/personal-finance/insurance/analysis/query-corner-insurance/articleshow/9120551.cms)
More... (http://economictimes.indiatimes.com/personal-finance/insurance/analysis/query-corner-insurance/articleshow/9120551.cms)