Factors that could determine the premium you pay on car insurance

After browsing through catalogues, visits to car showrooms, advice from friends, and a thorough check of your financials, you have finally zeroed in on the car you want to buy. You would naturally have taken into account the insurance premium you pay, which currently depends on the model of the car, the security and safety features installed in the vehicle, the driver's profile and whether the car is for commercial or private usage.

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