How to shop for a health insurance cover

In the recent past, health insurers like Apollo Munich, Tata-AIG General and Max Bupa have launched health insurance products without the claim loading clause. The clause allows insurance companies to hike premiums after the policyholder makes a claim. Needless to say, insurance customers often felt cheated by the clause, as most insurance companies use the clause to hike premiums on renewal after a person make a claim on the policy. This is despite the fact that the person may have been paying premium for many years and never made a claim.

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If your relatives and parents from India are visiting you in USA this year, always buy visitor health insurance in USA and these US based plans are widely accepted. Atlas America Insurance and Patriot America Insurance are popular plans and ideal visitor insurance for parents visiting USA. Search the terms "atlas america insurance" or "patriot america insurance" for details.