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Rising medical costs and lack of a good public healthcare system can put you in a spot in case of a medical emergency. Taking a health insurance policy can save you from heavy expenditure in such times. Here s a brief of the types of plans available in the market today. Basic plan As the name suggests, this is a basic health insurance plan that covers expenses incurred during hospitalisation. Besides regular hospitalisation, such policies also cover pre- and post-hopsitalisation expenses, typically up to a month. You can invoke this plan in case of accidents or on contraction of an ailment. ...

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