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Health insurance policy renewals are standard. However, some health insurance companies are introducing a 'Material Change' clause in their health policies, prompting policyholder concerns. This...

Once there is a claim, especially a large one, some insurers slam the brakes and initiate in-depth investigations that should have been done at the onboarding stage. All too often, customers end up...

Excessive smoking and alcohol consumption don’t just affect your health, but also influence how insurers assess risk, determine premiums and pay your claims.

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The Employees’ Deposit Linked Insurance (EDLI) Scheme offers lump sum death benefits to private sector employees, ranging from Rs 2.5 lakh to Rs 7.5 lakh. Recent amendments ensure a minimum of Rs...

Choosing the right bike spare parts ensures optimal performance and safety. Genuine parts maintain your bike's warranty and can be crucial for insurance claims. Always verify part numbers and look...

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The insurer-hospitals’ meeting on October 9 put discharge delays under the spotlight. Can hospitals and insurers finally move towards making the process smoother for patients?

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Here’s the protection you will require to keep pace with the changes in your age and life stages.

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Critical illness insurance offers a vital financial safety net against the exorbitant costs of serious diseases like cancer, heart attack, paralysis and more. Critical illness coverage provides a...

Health insurers are introducing a new 'material change' clause in policies. This clause allows them to alter premiums and policy terms. Experts suggest this may conflict with IRDAI regulations....

Life Insurance Corporation of India has introduced two new insurance plans. The LIC Jan Suraksha Plan is designed for lower-income individuals, offering life cover and maturity benefits. The LIC Bima...

Policybazaar witnessed its highest-ever traffic for health and term insurance following the government's 0% GST announcement. Demand surged significantly, with term insurance seeing a 2.5x increase...

Health insurance policies often have hidden sub-limits. These caps on specific treatments or room rents can lead to unexpected out-of-pocket expenses. Policyholders must carefully review their...

SBI General Insurance launches Health Alpha, a customizable health plan offering an industry-first add-on for OPD benefits on gym and sports injuries. With unlimited sum insured options and features...

Choosing a health insurance policy requires careful consideration of key factors. By understanding the details in your policy document, you can ensure adequate coverage and a reliable insurer. If...

Dissatisfied health insurance policyholders can change their plans through migration or porting. Migration involves shifting to a new plan with the same insurer, carrying over accrued benefits like...

International travel insurance is crucial for financial protection against unforeseen events like medical emergencies or lost baggage. Travelers must choose between single-trip and multi-trip...

The General Insurance Council (GIC) introduced 'Cashless Everywhere' on January 24, 2024, aiming to extend cashless facility to non-network hospitals. Patients must inform insurers 48 hours before...

Life and health insurance are vital for financial security, yet distinct in purpose. Life insurance offers financial support to beneficiaries upon the policyholder's death, ensuring long-term...

Family health insurance is a necessity, not an option. A family floater plan covers everyone under one roof. Premiums are affordable and offer high coverage. Maternity benefits are often included....