ULIPs Investors in India prefer to invest their money in unit-linked life insurance (ULIP) policies as the traditional endowment policy fails to protect their returns when inflation is high. Investors have, in the last few years, found that the sum assured guaranteed on maturity had depreciated in real value because of the depreciation in the value of the rupee and as a result are taking new policies, which are linked to the performance of the stock markets. Within ULIP plans, investors are preferring equity investments which are capped. The other popular funds in ULIP are bond fund, protector fund, secure ...

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