Make your investment portfolio virtually risk-free, get the highest NAV guaranteed! Like me, you, too, must have noticed scores of such giant hoarding on traffic signals and ad campaigns in and around your city, proposing a wonderful way to not only protect your capital but also lock in the highest returns. With solid punch lines and attractive advertisement, insurance companies have flooded the market with highest NAV (net asset value) guaranteed plans that are sure to capture your attention. But can these plans really deliver spectacular returns as they project? The answer is no. Let s see how. Plans on offer ...

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