India has a population of more than a billion. According to the 2007 statistics of the National AIDS control organisation, of this billion population, nearly 2.3 million people are living with HIV or AIDS. A silent and brutal virus infection like this one cuts social net for the patients and can have a major impact on the financial lives. As per our research every single non-group mediclaim policy issued in this country permanently excludes hospitalisation expenses incurred due to any ***ually-transmitted diseases including AIDS (although AIDS can be caused by myriad factors other than unprotected ***). It does not matter ...

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