Chetan, 28, joined me for breakfast at the local club. What are these commissions and charges that mutual funds and unit linked insurance plans (ULIPs) charge? he asked as he seated himself. I just met Sachin and he tells me that ULIPs have very high charges. I told him that if someone makes the investments for you, they are bound to charge. If out of Rs 100 that you invest, the company takes Rs 2 or Rs 0.50, what difference is it going to make in the long run? Chetan added. Impact of charges You will be surprised at the ...

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